Frequently Asked Questions

Frequently Asked Questions

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What is required to qualify for a transaction with Auto Cash when the client retains use of the vehicle?

  1. Must be at least 18 years of age.
  2. A lien-free title.
  3. Spare key
  4. Driver's license or government issued ID.
  5. Proof of state mandated insurance minimums.
  6. Proof of residency. For example, a utility bill or piece of mail that is not over 30 days old.

*Other minimum qualifications may apply. Please call to speak with a representative.

What is a title pawn?

A title pawn is a quick and convenient way for people to use the equity in their lien-free vehicles and assets to obtain cash to solve cash flow problems. Without our service, many people would be forced to sell their vehicles and assets, most likely at a discount, to solve their cash flow needs.

 

How much cash can I get?

The transaction amount depends largely on the value of your collateral. At Auto Cash we have no maximum limit. We routinely write pawns for $20,000.00 and more.

 

What if I have bad credit or a bankruptcy?

No problem. Auto Cash is here for people with bad credit. In fact, your credit history is not a factor in the title pawn approval process.

 

What if your title is not in your name?

If you just purchased the vehicle, we can complete the transaction and get the title transferred to your name.

 

What if I have an out of state title?

If you have relocated to Georgia and have a valid Georgia Driver's license, we can re-title the vehicle and complete the transaction.

 

How do I receive my transaction proceeds?

You have the option of receiving your funds by two methods. We can immediately issue you a Net Spend Visa or Mastercard, and load your funds on the spot! This gives you instand access to your money, plus offers you many other benefits. Auto Cash also offers the option of receiving your funds in the form of a check.

 

How do I get my title back?

Your title will be returned to you when your account is paid in full.

 

How do I make payments to Auto Cash?

Payments can be made at any Auto Cash location by cash, credit card, debit card, or money order. In the era of $3.00 a gallon gasoline, we save you time and money by accepting debit and credit card payments over the phone.  At Auto Cash, we give you more convenience and more ways to pay than anyone else.

 

Why acquire funds from a title lender?

A title transaction allows the client to use an asset that they already possess and have built equity in to solve cash flow concerns while, in most cases, retaining the use of that asset.

 

What if I can't pay off my account balance?

 

You always have the right to sell your vehicle or asset to another party to pay off your account.

 

What is required to qualify for a transaction with Auto Cash when Auto Cash retains the vehicle or asset? For example, a boat, personal watercraft, RV, construction equipment...

  1. You must be at least 18 years of age.
  2. A lien-free title for vehicles or in the case of a non-titled asset, please contact Auto Cash to discuss your particular piece of collateral.